Business Checking & Savings Accounts

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Designed to Make the Most of Your Money

Checking Options

Your business checking and savings account should help you achieve your goals, not ding you with unnecessary fees and restrictions. From simple to high-interest accounts, we'll help you find the best fit for your cash flow.

Business Checking

• Best for small businesses with a smaller number of transactions
• FREE Online Banking, eStatements, Bill Pay, and Debit Card
• No monthly service charge when account is enrolled for eStatements or for account holding an average daily balance of $500 or more; otherwise, $10 monthly service fee
• $500 minimum deposit to open account
• No transaction limits
• Basic and Premium Cash/Treasury Management monthly options

Business Analysis

• Best for businesses with large numbers of transactions
• Earnings credit offset account fees
• Itemized account detail information provided monthly
• No transaction limits

Business NOW Checking

• Available to sole proprietors, LLCs, corporations, and partnerships
• Best for businesses that carry a larger daily balance and want to earn interest on their funds
• FREE Online Banking, eStatements, Bill Pay, Debit Card
• No fees with $2,500 minimum average daily balance; otherwise, $20 monthly service fee
• No transaction limits
• Basic and Premium Cash/Treasury Management monthly options

CSB Community Checking

• Available to non-profits, municipalities, clubs, benefits, and schools
• FREE Online Banking, eStatements, Bill Pay, Debit Card
• No fees
• No minimum balance
• $500 opening  deposit
• No transaction limits
• Basic and Premium Cash/Treasury Management monthly options

CSB Community NOW Checking

• Available to non-profits, municipalities, clubs, benefits, and schools
• Best for organizations that carry a larger daily balance and want to earn interest on their funds
• FREE Online Banking, eStatements, Bill Pay, Debit Card
• No fees
• $1,000 minimum average daily balance
• $1,000 opening  deposit
• No transaction limits
• Basic and Premium Cash/Treasury Management monthly options

Savings Options

Business Savings

• Best for businesses that can't devote a lot to savings, but still want to have the ability to save for future costs
• FREE Onlline Banking and eStatements
• $50 minimum balance requirement; balances below $50 will not earn interest and may be closed
• Immediate access to funds
• $50 opening deposit
• Maximum of 6 withdrawals per month; $10 per excess withdrawal
• Basic and Premium Cash/Treasury Management monthly options

Business Premier Money Market Account

• Best for business that keep large balances and want to be rewarded for it
• Tiered interest compounded monthly
• FREE Online Banking and eStatements
• No fee with $5,000 minimum average daily balance; otherwise, $20 monthly service fee
• $5,000 opening deposit
• Maximum of 6 withdrawals per month; $10 per excess withdrawal
• Basic and Premium Cash/Treasury Management monthly options

Cash Management Package Options--Add On Services

Basic Package--$25 per month

Process Payroll

Business Bill Pay

Change User Entitlements

Set different levels of security

Premium Package--$50 per month

All of the Basic Package products; PLUS:

ACH Debit

ACH Credit

Remote Deposit Capture (additional fees may apply)

Wire Transfers (additional fees may apply)

Stop Payments (additional fees may apply)

Positive Pay Service (additional fees may apply)

Get Started Today! 

Make an appointment with any of the following Community State Bank team members to go through all the details and help you choose the right account combination. You can also stop by any of our offices during business hours to learn more or open your account.